Complete Bible Study Guide
What Does the Bible Say About Borrowing Money?
16 Scripture references with full text and commentary
Understanding Borrowing Money in the Bible
Explore what the Bible says about borrowing money. This collection of 16 key Scripture passages reveals God's wisdom and guidance on this important theme.
Top 10 Verses About Borrowing Money
- 1Exodus 22:25
“If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.”
KJV - 2Deuteronomy 15:7
“If there be among you a poor man of one of thy brethren within any of thy gates in thy land which the LORD thy God giveth thee, thou shalt not harden thine heart, nor shut thine hand from thy poor brother:”
KJV - 3Deuteronomy 28:12
“The LORD shall open unto thee his good treasure, the heaven to give the rain unto thy land in his season, and to bless all the work of thine hand: and thou shalt lend unto many nations, and thou shalt not borrow.”
KJV - 4Psalms 37:21
“The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.”
KJV - 5Proverbs 3:27
“Withhold not good from them to whom it is due, when it is in the power of thine hand to do it. them: Heb. the owners thereof”
KJV - 6
- 7Proverbs 21:17
“He that loveth pleasure shall be a poor man: he that loveth wine and oil shall not be rich. pleasure: or, sport”
KJV - 8Proverbs 22:7
“The rich ruleth over the poor, and the borrower is servant to the lender . the lender: Heb. the man that lendeth”
KJV - 9Proverbs 22:26
“Be not thou one of them that strike hands, or of them that are sureties for debts.”
KJV - 10Proverbs 28:20
“A faithful man shall abound with blessings: but he that maketh haste to be rich shall not be innocent. innocent: or, unpunished”
KJV
Old Testament: What Does the Bible Say About Borrowing Money? (11 Verses)
“If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.”
“If there be among you a poor man of one of thy brethren within any of thy gates in thy land which the LORD thy God giveth thee, thou shalt not harden thine heart, nor shut thine hand from thy poor brother:”
“The LORD shall open unto thee his good treasure, the heaven to give the rain unto thy land in his season, and to bless all the work of thine hand: and thou shalt lend unto many nations, and thou shalt not borrow.”
“The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.”
“Withhold not good from them to whom it is due, when it is in the power of thine hand to do it. them: Heb. the owners thereof”
“Go to the ant, thou sluggard; consider her ways, and be wise:”
“He that loveth pleasure shall be a poor man: he that loveth wine and oil shall not be rich. pleasure: or, sport”
“The rich ruleth over the poor, and the borrower is servant to the lender . the lender: Heb. the man that lendeth”
“Be not thou one of them that strike hands, or of them that are sureties for debts.”
“A faithful man shall abound with blessings: but he that maketh haste to be rich shall not be innocent. innocent: or, unpunished”
“He that hath not given forth upon usury, neither hath taken any increase, that hath withdrawn his hand from iniquity, hath executed true judgment between man and man,”
New Testament: What Does the Bible Say About Borrowing Money? (5 Verses)
“Verily I say unto thee, Thou shalt by no means come out thence, till thou hast paid the uttermost farthing.”
“Give to him that asketh thee, and from him that would borrow of thee turn not thou away.”
“But love ye your enemies, and do good, and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for he is kind unto the unthankful and to the evil.”
“Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.”
“Let your conversation be without covetousness; and be content with such things as ye have: for he hath said, I will never leave thee, nor forsake thee.”
How to Study What the Bible Says About Borrowing Money
- 1
Begin by reading through every verse listed on this page, noting which ones speak most directly to your current season of life. Write them down and revisit them throughout the week.
- 2
Use a concordance or the search tools on this site to find additional passages about borrowing money. Look for patterns across both the Old and New Testaments to gain a complete picture of what God reveals on this subject.
- 3
Study the context of each verse. Read the surrounding chapter to understand who was speaking, who the audience was, and what circumstances prompted the passage. Context prevents misapplication.
- 4
Memorise at least one key verse about borrowing money and meditate on it daily. Scripture memory transforms thinking and equips you to apply God's Word in real-time situations.
Practical Application
Studying what the Bible says about borrowing money is only the beginning. Scripture is meant to be lived out in daily obedience and faith. Here are practical steps to apply these truths:
Identify one area of your life where the biblical teaching on borrowing money needs to be applied more consistently. Write a specific, actionable step you can take this week.
Share what you have learned about borrowing money with a fellow believer or in a small group setting. Teaching others solidifies your own understanding and encourages mutual growth.
Pray through the key verses about borrowing money, asking God to reveal how His Word applies to your relationships, decisions, and daily habits.
How Well Do You Know What the Bible Says About Borrowing Money?
You have studied 16 verses about borrowing money. Now test your knowledge with chapter-by-chapter quizzes covering the books where these verses appear.