What Does the Bible Say About Loans?

Understanding Loans in the Bible

What does the Bible say about loans? Browse 13 carefully selected verses that illuminate this biblical theme.

Top 10 Verses About Loans

1. 1

   Exodus 22:25

   “If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.”

   KJV
2. 2

   Leviticus 25:35

   “And if thy brother be waxen poor, and fallen in decay with thee; then thou shalt relieve him: yea, though he be a stranger, or a sojourner; that he may live with thee. fallen: Heb. his hand faileth relieve: Heb. strengthen”

   KJV
3. 3

   Deuteronomy 23:19

   “Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of any thing that is lent upon usury:”

   KJV
4. 4

   Psalms 37:21

   “The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.”

   KJV
5. 5

   Psalms 112:5

   “A good man sheweth favour, and lendeth: he will guide his affairs with discretion. discretion: Heb. judgment”

   KJV
6. 6

   Proverbs 6:1

   “My son, if thou be surety for thy friend, if thou hast stricken thy hand with a stranger,”

   KJV
7. 7

   Proverbs 22:7

   “The rich ruleth over the poor, and the borrower is servant to the lender . the lender: Heb. the man that lendeth”

   KJV
8. 8

   Proverbs 22:26

   “Be not thou one of them that strike hands, or of them that are sureties for debts.”

   KJV
9. 9

   Proverbs 28:8

   “He that by usury and unjust gain increaseth his substance, he shall gather it for him that will pity the poor. unjust: Heb. by increase”

   KJV
10. 10

    Luke 6:35

    “But love ye your enemies, and do good, and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for he is kind unto the unthankful and to the evil.”

    KJV

How to Study What the Bible Says About Loans

1. 1

   Begin by reading through every verse listed on this page, noting which ones speak most directly to your current season of life. Write them down and revisit them throughout the week.

2. 2

   Use a concordance or the search tools on this site to find additional passages about loans. Look for patterns across both the Old and New Testaments to gain a complete picture of what God reveals on this subject.

3. 3

   Study the context of each verse. Read the surrounding chapter to understand who was speaking, who the audience was, and what circumstances prompted the passage. Context prevents misapplication.

4. 4

   Memorise at least one key verse about loans and meditate on it daily. Scripture memory transforms thinking and equips you to apply God's Word in real-time situations.

Practical Application

Studying what the Bible says about loans is only the beginning. Scripture is meant to be lived out in daily obedience and faith. Here are practical steps to apply these truths:

• Identify one area of your life where the biblical teaching on loans needs to be applied more consistently. Write a specific, actionable step you can take this week.

• Share what you have learned about loans with a fellow believer or in a small group setting. Teaching others solidifies your own understanding and encourages mutual growth.

• Pray through the key verses about loans, asking God to reveal how His Word applies to your relationships, decisions, and daily habits.

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