Complete Bible Study Guide
What Does the Bible Say About Credit?
13 Scripture references with full text and commentary
Understanding Credit in the Bible
Explore what the Bible says about credit. This collection of 15 key Scripture passages reveals God's wisdom and guidance on this important theme.
Top 10 Verses About Credit
- 1Deuteronomy 15:6
“For the LORD thy God blesseth thee, as he promised thee: and thou shalt lend unto many nations, but thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over thee.”
KJV - 2Deuteronomy 28:12
“The LORD shall open unto thee his good treasure, the heaven to give the rain unto thy land in his season, and to bless all the work of thine hand: and thou shalt lend unto many nations, and thou shalt not borrow.”
KJV - 3Psalms 37:21
“The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.”
KJV - 4Proverbs 13:22
“A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just.”
KJV - 5Proverbs 21:20
“There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.”
KJV - 6Proverbs 22:1
“A good name is rather to be chosen than great riches, and loving favour rather than silver and gold. loving: or, favour is better than, etc”
KJV - 7Proverbs 22:7
“The rich ruleth over the poor, and the borrower is servant to the lender . the lender: Heb. the man that lendeth”
KJV - 8Proverbs 22:26
“Be not thou one of them that strike hands, or of them that are sureties for debts.”
KJV - 9Matthew 6:24
“No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon.”
KJV - 10Luke 14:28
“For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it?”
KJV
Subtopics of Credit
Old Testament: What Does the Bible Say About Credit? (8 Verses)
“For the LORD thy God blesseth thee, as he promised thee: and thou shalt lend unto many nations, but thou shalt not borrow; and thou shalt reign over many nations, but they shall not reign over thee.”
“The LORD shall open unto thee his good treasure, the heaven to give the rain unto thy land in his season, and to bless all the work of thine hand: and thou shalt lend unto many nations, and thou shalt not borrow.”
“The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.”
“A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just.”
“There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.”
“A good name is rather to be chosen than great riches, and loving favour rather than silver and gold. loving: or, favour is better than, etc”
“The rich ruleth over the poor, and the borrower is servant to the lender . the lender: Heb. the man that lendeth”
“Be not thou one of them that strike hands, or of them that are sureties for debts.”
New Testament: What Does the Bible Say About Credit? (5 Verses)
“No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon.”
“For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it?”
“If therefore ye have not been faithful in the unrighteous mammon, who will commit to your trust the true riches? mammon: or, riches”
“Render therefore to all their dues: tribute to whom tribute is due; custom to whom custom; fear to whom fear; honour to whom honour.”
“Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.”
How to Study What the Bible Says About Credit
- 1
Begin by reading through every verse listed on this page, noting which ones speak most directly to your current season of life. Write them down and revisit them throughout the week.
- 2
Use a concordance or the search tools on this site to find additional passages about credit. Look for patterns across both the Old and New Testaments to gain a complete picture of what God reveals on this subject.
- 3
Study the context of each verse. Read the surrounding chapter to understand who was speaking, who the audience was, and what circumstances prompted the passage. Context prevents misapplication.
- 4
Memorise at least one key verse about credit and meditate on it daily. Scripture memory transforms thinking and equips you to apply God's Word in real-time situations.
Practical Application
Studying what the Bible says about credit is only the beginning. Scripture is meant to be lived out in daily obedience and faith. Here are practical steps to apply these truths:
Identify one area of your life where the biblical teaching on credit needs to be applied more consistently. Write a specific, actionable step you can take this week.
Share what you have learned about credit with a fellow believer or in a small group setting. Teaching others solidifies your own understanding and encourages mutual growth.
Pray through the key verses about credit, asking God to reveal how His Word applies to your relationships, decisions, and daily habits.
How Well Do You Know What the Bible Says About Credit?
You have studied 13 verses about credit. Now test your knowledge with chapter-by-chapter quizzes covering the books where these verses appear.